What We Do

With years of bill paying and account history, there is a high probability that your credit report should be updated and tailored to Couple that is concerned about being in debtreflect the best possible history of your personal financial management profile. ALFCO will ensure that you maximize your credibility to gain mastery of your credit and enhanced your buying power.

ALFCO is your permanent solution to intelligently and effectively manage your credit profile. We work to help you take advantage of all the material comforts available to you in the 21st century. A higher credit score means substantial savings on mortgage loans, business loans, car loans, monthly bills and all other financing options.

Coupled with our Net-Income management software ALFCO will help you save money, obtain credit and maximize your current credit position. It is mandatory that you properly maintain your credit in order to establish your credibility as a consumer.

Knowing the complications that are involved within the credit restoration industry we decided to take on the work load for you. We aim to make restoring your credit as simple a process as possible. We will work with your creditors and the credit bureaus to remove the derogatory records from your credit report by mail and telephone. Here are the five steps that you must initiate to start you credit restoration process.

  1. Call ALFCO for your FREE consultation

    Call and speak to one of our representatives to discuss the various ways we can improve your credit score. One of ourPenny Dollar Bill One Hundred Dollars experienced and friendly reps will help you determine the best course of action to achieve your goals---all at no obligation or cost to you.

  2. Complete our New Client Packet.

    Once you’ve decide to let us help you, simply fill out the Welcome Packet.

  3. Send in Your Updates.

    On a monthly basis, you will receive updates pertaining to your report from the bureaus on the progress of our dealings with them. You will need to mail these updates to us for our records after making copies for yourself. It is highly critical we get these updates immediately after you’ve received them. Prolonging the mail back of these updates can interfere with your credit restoration progress.

  4. See Your Score Get Raised.

    At most you should start to see your credit score begin to improve within the first 35-45 days of receipt of our services. ALFCO will continue to work on your file for about 6 months. Number of points increase will vary.

  5. Close out period.
    After the 6 months period one of our reps will contact you and go over your file. The rep will give you more advice on how best to retain and continue to improve your new score.



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