How ALFCO Works?

Knowing the complications that are involved within the credit restoration industry we decided to take on the work load for you.  We aim to make restoring your credit as simple a process as possible.  We will work with your creditors and the credit bureaus to remove the derogatory records from your credit report by mail and telephone.  Here are the five steps that you must initiate to start you credit restoration process.

  1. Call ALFCO for your FREE consultation

    Call and speak to one of our representatives to discuss the various ways we can improve your credit score. One of our experienced and friendly reps will help you determine the best course of action to achieve your goals---all at no obligation or cost to you.

  2. Complete our New Client Packet.

    Once you’ve decide to let us help you, simply fill out the New Client Packet. We will also need verification of your address and a copy of your social security information to get started.  Once we’ve viewed your info and decide to help, we will give you a username and password to access our database to view your progress with us.

  3. Send in Your Updates.

    On a monthly basis, you will receive updates pertaining to your report from the bureaus on the progress of our dealings with them.  You will need to mail these updates to us for our records after making copies for yourself. It is highly critical we get these updates immediately after you’ve received them. Prolonging the mail back of these updates can interfere with your credit restoration progress.

  4. See Your Score Get Raised.

    At most you should start to see your credit score begin to improve within the first 35 days of receipt of our services. ALFCO will continue to work on your file for about 6 months. Number of points increase will vary.

  5. Close out period.

    After the 6 months period one of our reps will contact you and go over your file. The rep will give you more advice on how best to retain and continue to improve your new score.



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